Personal Savings
Profile: maintains low balances with easy access to funds

• Minimum to open - $50
• Monthly Maintenance Fee - $10
• Minimum Daily Balance to avoid monthly maintenance fee - $50
• Interest Compounding Monthly
• Unlimited over the counter withdrawals
• Excessive withdrawal fee - $5 per transaction
• Federal Restrictions Apply *

Young Savers
Profile: available for our customers under 18 years of age

• Minimum to open - $50
• Quarterly Maintenance Fee - $0
• Minimum Daily Balance - $0
• Interest Compounding Monthly
• Unlimited over the counter withdrawals
• Federal Restrictions Apply *

Certificates of Deposit (CD)

• Competitive rates
• Minimum to open - $1,000
• Interest Compounding Monthly
• Variety of maturities
• Penalty for early withdrawal

Individual Retirement Account (IRA)

• Allows deferral of taxes on income earned until withdrawn
• Minimum to open - $250
• Interest compounding monthly
• Variety of maturities, fixed rate and variable rate options
• Penalty for early withdrawal

* Federal regulations limit the number of transfers to another one of your accounts at Plains State Bank or to a third party by means of a pre-authorized or automatic transfer, computer transfer, or by check, draft, debit card, or similar order, to a combined total of six per statement cycle for Savings accounts and six per statement cycle for Money Market accounts. This includes Plains State Bank online banking transfers and bill payments.