Personal Checking Products
Advantage Checking
Profile: unlimited transactions, no per check charge and no interest earned
- Minimum to open - $100
- No monthly maintenance fee
- No minimum daily balance
- Check images included with monthly statement
Senior Free Checking (65+)
Profile: unlimited transactions, no per check charge, free checks (selected styles)
- Minimum to open - $100
- No monthly maintenance fee
- No minimum daily balance
NOW Account
Profile: unlimited check writing and earn interest, no per check charge
- Minimum to open - $100
- Monthly maintenance fee - $15
- Minimum daily balance to avoid monthly maintenance fee - $1,000
- Interest Compounding Monthly
- Balance of $1,000 required to receive interest
Premium Money Market
Profile: keep slightly larger balances while earning the highest possible interest in a transaction account with unlimited over the counter withdrawals
- Minimum to open - $100
- Monthly Maintenance Fee - $10
- Minimum Daily Balance to avoid monthly maintenance fee - $2,500
- Interest Compounding Monthly
- Unlimited over the counter withdrawals
- Excessive withdrawal fee - $5 per transaction
- Federal Restrictions Apply*
* Federal regulations limit the number of transfers to another one of your accounts at Plains State Bank or to a third party by means of a pre-authorized or automatic transfer, computer transfer, or by check, draft, debit card, or similar order, to a combined total of six per month for Savings accounts and six per statement cycle for Money Market accounts. This includes Plains State Bank online banking transfers and bill payments.